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How Much Is Your Auto Accident Compensation Worth? Damages resulting from car accidents are designed to compensate the victims of the accident. They can include costs of property damage and medical bills, while some are non-economic, like suffering and pain. In New York you have three years from the time of an accident before you start a lawsuit. However, waiting too long can hurt your case. Evidence could be lost over time or destroyed. Witnesses can not remember important details. Damages In the event of a crash victims may receive compensation for their economic losses such as medical bills or lost wages. In addition, they can be awarded compensation for non-economic injuries, like pain and suffering. The amount you are entitled to depends on the severity of your injuries and the impact they'll have on your life. A skilled lawyer for auto accidents will help you determine the value of your injuries and damage to property, and negotiate an appropriate settlement with the insurance company. Be aware that insurance companies are in business to make money. This means that they'll try to settle your claim for as little as they can. You require an attorney who will fight to get the most money you're entitled to. In addition to the costs of repairing your vehicle you can also claim reimbursement for any personal items that were damaged by the accident. These include your clothes, shoes and jewelry. You may also be eligible for compensation for costs related to gardening, housekeeping or childcare if you cannot do these things yourself due to your injuries. Your deductible can also be a part of the equation in determining how the value of your claim will be. You will have to first pay your deductible before the insurance company can begin paying for damages. You may then bring a lawsuit against the driver at fault to recover any remaining amounts of your losses. Medical bills Medical bills resulting from a car accident can quickly add up. The cost of an ambulance ride, a hospital stay and inpatient care can be tens of thousand dollars or more. The cost of prescription medication physical therapy, prescription drugs, and other therapies can rise as the victim recovers. When an individual driver is found to be at the fault in a lawsuit, they are responsible for the victim's damages, including medical expenses. However, the law does not normally require the at-fault party to pay for their victim's medical bills on a regular basis. If you don't live in an area that is no-fault, your first step for getting reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). This insurance may be able to cover all or a large portion of your medical expenses dependent on the policy limits. You should also make an appeal against the liability insurance of the driver at fault, and also your own uninsured driver policy. Insurance policies may pay your medical expenses but they typically come with deductibles and other terms that you must adhere to. auto accident attorneys oakland can help you get your medical bills paid. This will help you avoid having to pay your own money on medical care, and it will allow you to concentrate on recovering. Loss of wages Car accidents can cause you to miss work. You may not be able to pay your bills and suffer a loss of income as a result. You may have to borrow money from your friends or family. Settlements can take a long time. During this time, you'll have to pay the bills yourself and wait for the settlement. You can recover lost wages if you've been injured in a car accident. This could include hourly wages and salary, however it can also include other financial advantages like raises and bonuses. Your attorney can calculate the actual loss earnings. You can claim compensation for lost wages through a no fault insurance company, or even a lawsuit against the at-fault party. The claim typically involves medical expenses, proof that you missed work due to injuries, and proof of your lost earning capacity. It is sometimes referred to as the demand package. You'll have to submit a letter from your employer confirming the details of your employment including the days you were absent due to your injury, as well as the hours that you normally work. You will also need to provide your pay stubs and tax documents. Your lawyer can help you to gather these documents and make a compelling demand package to present to the insurance company or judge in your case. Suffering and pain Certain costs associated with accidents can be calculated to the penny, such as medical expenses, emergency services surgeries, medications lost wages, etc. But others aren't. The unquantifiable damages are referred to as pain and suffering and play an important aspect of a victim's compensation claim. Both the emotional and physical consequences of an accident can be included in pain and suffering. A victim's injuries may have a lasting impact on their lives, leading to permanent impairment or even death. Someone who has suffered a debilitating head injury, like, may never be functional or work normally. These kinds of injuries are usually worth an enormous settlement. In most instances, the amount suffering and pain that a victim experiences is contingent upon the severity of their injuries as well as how the injury has impacted their lives. An experienced lawyer will look into the details of your case to determine an appropriate settlement. They will use the previous settlement amounts for similar injuries as a guideline to provide you with an idea of the amount your case is worth. Insurance companies attempt to deny the claims of victims for suffering and pain, by claiming that their injuries are not enough severe. An experienced lawyer will stand up to these tactics and negotiate with the insurer on your behalf to ensure you get a fair settlement.